Are Slab Leaks Covered By Home Insurance?

Home Insurance and Slab Leaks

While every home insurance is different, in most cases your home insurance policy will cover your slab leak. File your claim as soon as you notice a problem. You should also take care to note if there has been recent rain or flooding. If your slab is leaking because of a plumbing problem, that is likely to be covered by your insurance.

Home insurance will not cover your slab leak if the leak is a result of a flood. In that case, if you live in an area where flooding is possible, you should have flood insurance, and that insurance might cover the slab repair. 

Why a Plumber Is Necessary

While you might be able to fix a slab leak yourself, it is going to require a lot of manpower and a lot of special tools. Since your home insurance most likely will cover the cost of a repair, it is oftentimes easier to let a professional plumber repair your slab leak. A plumber is also likely to get to the root of the problem. While you might be able to fix the slab yourself, what caused the slab to leak? Was it a result of faulty plumbing? That can only be ascertained by a licensed plumber.